Welcome to H&L Insurance

H&L Insurance is an Independent agency that serves upstate NY and the greater Capital Region. We specialize in Medicare plans, but also offer competitively priced life, critical illness, home, auto, landlord, and business insurance. Having an independent agent on your side means having a professional who shops many of the areas leading companies so you get the coverage you need and want at the best price possible. We do the groundwork for you so you can spend time doing what you really want! Let’s face it buying insurance can be an intimidating process, and it’s crucial to understand your options to make the best decision for you and your family. Our goal is for you to be informed and satisfied when making these important decisions. Many people overpay or have coverage that isn’t appropriate for them, our mission is the opposite. A client of H&L means continued guidance and support for time to come — whether it’s a review of your renewal, discussing other options, or assistance with a bill or claim. We’ve helped thousands of people with their insurance here in upstate NY, and we’d be happy to help you too. For more information on our offerings and services, please contact us or give us a call at 518-661-6300!